Car insurance, also known as four wheeler insurance or motor insurance is an insurance policy which safeguards your expenses that might incur for vehicle repair. Unforeseen events like fire, theft, vandalism, etc., can damage your vehicle vulnerably, thereby leading to hefty repair bills. Hence it is wise to renew or buy car insurance online. That’s not all, natural calamities like earthquake, cyclone, storm, etc., can lead to irreversible damages to your vehicle. However, if you have a private car insurance policy you will get coverage for aforementioned events. Also, do not forget to customise your car insurance policy with relevant add-on covers like zero depreciation, no claim bonus protection, EMI protector plus, etc.
HDFC ERGO has great news for Electric Vehicle (EV) owners! We’re introducing new add-on covers with our electric car insurance tailored specifically for EVs. These add-ons include protection for your battery charger and accessories, coverage for your electric motor, and a unique zero depreciation claim for the battery charger. Adding these covers to your electric car insurance policy can shield your EV from potential battery damage caused by unexpected events like floods or fires. As the heart of your EV, safeguarding your batteries and electric motor is a smart move.
Understanding Car Insurance in India
Cars have become integral parts of our life, whether we use it for going on a family trip or using it to go for work. After home, it is the second most prized possession for any individual; therefore, it becomes important for us to ensure its safety with car insurance. You can buy car insurance or renew your existing car insurance policy online at the convenience of a click, right from the comfort of your home.
Third Party Liability: The insurance coverage under this includes protection from legal liability due to accidental damages resulting in bodily injury or death of third party or damage caused to the third party property.
Comprehensive Car Insurance: The insurance coverage under this policy includes coverage against third party legal liability
loss or damage to your car from natural calamities like fire, lightning, flood, hurricane
loss or damage to your car from manmade calamities like theft, riot, strike, damage in transit
Further, you may also opt for personal accident cover for owner-driver for a sum insured of Rs 15 lakhs.
Standalone Own Damage Policy: This policy offers the policyholder protection for his car against risks from damage due to natural calamities like fire, lightning, floods, landslide and hurricane and also risks from damage due to manmade events like theft, burglary, any damage during transit from the road, rail and inland waterway.
HDFC ERGO Private Car Insurance Package Policy. You can avail a host of discounts and cashless claims. Here are some of the features of the policy:
Cashless Claim Service: Cashless Claim Service over 7,700+ authorized network of garages across India.
Discounts: Benefit from a range of discounts offered on the HDFC ERGO Private Cars Insurance policy, such as Automobile Association Discount and discounts based on age and profession.
Online convenience: Take maximum advantage of buying and renewing the policy online.
Key Features of HDFC ERGO’s Car Insurance
Key Features
Benefits
Third Party Damages
Covers personal accidents, third party injuries, and property damages
Own Damage Cover
Covers accidents, fire & explosion, theft, and calamities
No Claim Bonus
Up to 50%
Car Insurance Premium
Starts at ₹2,094*
Personal Accident Cover
Up to ₹15 lakhs~*
Cashless Garages
7700+ ˇ all across India
Add-on Covers
8+ Add-on Covers
HDFC ERGO Car Insurance Add-ons
The more comprehensive is the coverage, the more claim is that you can get. To this end, HDFC ERGO offers a select range of add-ons with its comprehensive car insurance plans. Have a look –
Zero Depreciation Cover
No Claim Bonus Protection
Emergency Assistance Cover
Cost of Consumables
Tyre Secure Cover
Return to Invoice
Engine and Gear Box Protection
Downtime Protection
Loss of Personal Belonging
Pay as your drive Cover
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